The choices for retirement savings are extensive and can be overwhelming. And when it comes to retirement planning, inaction can be as bad as making a bad investment decision. One of the most common fears, public speaking, may now be...
H. William Wolfson, DC, MS, MPASSM, CFP®
Higher Education Planning: 529 Plans, Funding Options and Career Paths
Going to college is a goal for many students graduating high school. According to the U.S. Bureau of Labor Statistics, “In October 2017, 66.7 percent of 2017 high school graduates age 16 to 24 were enrolled in colleges or universities....
Social Security: Understand Your Options, Plan Properly to Access Benefits
Social Security was enacted in 1935. The program is officially known as the Old Age, Survivors and Disability Insurance program (OASDI). After earning 40 quarters, an individual at retirement age is eligible to begin collecting a benefit. Quarters earned never...
Lulled Into a False Sense of Security
Finding and Communicating Effectively with Financial Advisors Less than 50 percent of the U.S. population consult and hire a financial consultant. There is a myriad of answers for why this may be. Those who do work with a financial professional...
Cooking Techniques and Financial Management
Whether baking a cake or preparing unique dishes, both require the necessary and assorted ingredients: time, expertise, finesse and the ability to tweak the recipe to obtain the desired results. Guess what? Portfolio construction and financial management may not be...
Taxes, Football and Conflicting Rules
When you play in a sport and follow the rules there is an expectation of a fair game with a winner and loser. If you watched the recent Super Bowl you may have seen two touchdowns by the Philadelphia Eagles...
Wills, Trusts and Other Estate Planning Options
Estate planning is one of the most common topics of discussion between financial planners and their clients. The first step toward ensuring that the wealth you build and enjoy during your lifetime will enhance the lives of your children or...
Maximize This Year While Looking Toward the New Year and New Opportunities
As 2017 ends and 2018 begins, this may be a great time to reevaluate your financial health. For many, 2017 proved to be a financial market bonanza, depending on whether you participated in the financial arena and how your investments...
Year End Tax Time is Here… With New Challenges
Every year articles are written about tactics to employ and take advantage of before year-end to save on taxes. However, the year 2017 is unique in that tax reform is being proposed right now…and will possibly be passed before the...
You’ve Saved It; Now It’s Time to Spend It Wisely
Consider Your Options for Accessing Retirement Funds and Minimizing the Tax Impact Time can be your nemesis or friend, depending on when you start your journey. The journey is saving for retirement, and research clearly shows the earlier you start...
