Senate Clears Bill Extending Funding for Veterans Choice Program

*Member-Exclusive Content* A bill combining the Department of Veterans Affairs’ (VA) seven community care programs easily cleared the Senate May 23 with a vote of 92-5. Included among the programs is the Veterans Choice Program, which allows veterans to seek care from private providers, including chiropractors. The bill also eliminates previous requirements for accessing outside services. While this is a promising development, the American Chiropractic Association will closely monitor resulting regulations and implementation in consideration of past issues chiropractors have experienced with the Veterans Choice Program.

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Tuesday, May 29, 2018/Author: Jack Dusik/Number of views (516)/Comments (0)/ Article rating: No rating

Lulled Into a False Sense of Security

Finding and Communicating Effectively with Financial Advisors

Less than 50 percent of the U.S. population consult and hire a financial consultant. There is a myriad of answers for why this may be. Those who do work with a financial professional have an expectation of certain results. If the goals are realistic and not achieved within a given time period, a client should obtain a clear explanation as to why discussed benchmarks were not reached. Additionally, a planner should convey concise and easily understood explanations of any suggested changes going forward. There are times where nothing should be done. Open communication is an essential part of the financial planning process.

Thursday, May 03, 2018/Author: H. William Wolfson/Number of views (633)/Comments (0)/ Article rating: No rating

Cooking Techniques and Financial Management

Whether baking a cake or preparing unique dishes, both require the necessary and assorted ingredients: time, expertise, finesse and the ability to tweak the recipe to obtain the desired results. Guess what? Portfolio construction and financial management may not be all that different. In effect, a financial professional is expected to build an investor’s portfolio after carefully ascertaining precisely what is the individual’s risk tolerance, challenges, goals, timeline for investing and end-point needs. Yet how does an investor go about locating a financial professional in the universe of available services and the multitude of different titles?

Wednesday, April 04, 2018/Author: H. William Wolfson/Number of views (597)/Comments (0)/ Article rating: No rating

Taxes, Football and Conflicting Rules

When you play in a sport and follow the rules there is an expectation of a fair game with a winner and loser. If you watched the recent Super Bowl you may have seen two touchdowns by the Philadelphia Eagles that were scored and upheld. The National Football League (NFL) "catch rule" has garnered much consternation as being interpreted differently by officials. Confusing may be an understatement. This rule seems to vex coaches, players, fans and media announcers, causing much head scratching. Whether your team won or lost, this rule is maddening. Those who love the game agree that this rule needs to be carefully reviewed and changed. So, what does this have to do with taxes?

Monday, February 26, 2018/Author: H. William Wolfson/Number of views (767)/Comments (0)/ Article rating: No rating

Blues Plans Issuing Denials for Certain Modifiers

ACA has recently heard from members in a few states that some Blue Cross Blue Shield plans are automatically denying claims that contain the -25 and -59 modifiers. The states we have heard from to date include Illinois, Oklahoma and Texas. The Blues plans in these states are owned by Health Care Service Corporation (HCSC), an umbrella company that also owns the Blues plans in Montana and New Mexico. ACA has since learned that a new code-auditing enhancement is the source of the denials. 

Wednesday, February 07, 2018/Author: Julie Lenhardt/Number of views (3686)/Comments (1)/ Article rating: 3.0
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